Home-Buying Calculator

How much do you REALLY
need to buy that house?

Most buyers know about the down payment. What catches people off guard is everything else — the origination fee, title insurance, prepaid interest, escrow reserves, and a handful of other charges that show up on your closing disclosure the week before you hand over the keys.

This calculator is built on real numbers. The ranges used for each line item reflect what buyers actually pay in Georgia and across the South — based on current lender data and typical closing practices. It's designed to give you a conservative estimate so you can save with confidence, not scramble at the last minute.